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APY.Finance

APY.Finance

APY
Inactive

Yield farming protocol

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Project Overview

APY.Finance is a yield farming robo-advisor that runs a portfolio of yield farming strategies from a single pool of liquidity.

R25 Studio Opens Public Beta: Fund Setup Compressed from Months to 10 Minutes, Onchain Asset Management Enters the Programmable Era

R25 today announced the official public beta launch of R25 Studio, the core product of its 2.0 architecture.R25 Studio is dedicated to realizing the vision that "anyone can become an asset manager," fully opening up institutional-grade fund setup, operations, and distribution capabilities. By abstracting cumbersome legal documents, back-end systems, and compliance processes into configurable smart contracts, R25 Studio has successfully compressed the fund setup timeline from months to just 10 minutes.The platform is built around four pillars — Build, Manage, Earn, and Distribute — covering Vault creation, subscription and redemption, investment management, fee earning, and distribution. Asset managers no longer need to build complex fund structures from scratch; they can autonomously configure investment parameters, management fees, and performance fee rates onchain, generate dedicated Vault Tokens/Shares, and list their Vaults on channels such as Dapp and Topnod. The platform also provides performance data including NAV, APY, cumulative returns, and maximum drawdown, helping asset managers monitor strategy performance in real time.Previously during the 1.0 phase, Axil launched a private credit Vault on R25 and successfully surpassed $130 million in TVL, validating the reliability of this infrastructure.The application channel for the first batch of managers is now open. (Please click the original link)

Gate Launches Limited-Time USD1 Savings Campaign with Up to 20% APY

According to an official announcement, Gate has launched a limited-time USD1 staking program offering high yields. During the campaign period, users holding USD1 in their asset accounts (minimum holding requirement: 1 USD1) can earn up to 20% annualized yield. The annualized yield rate is adjusted daily based on the remaining monthly reward budget and the platform’s total effective USD1 holdings. The updated annualized yield rate is published daily around 14:00 (UTC+8). The system takes hourly snapshots of users’ USD1 balances to calculate the average holding amount for yield calculation. Yields are distributed to users’ asset accounts the following day. According to the announcement, USD1 is a U.S. dollar-pegged stablecoin issued by World Liberty Financial. It is fully collateralized by U.S. Treasury bills and cash equivalents, designed to maintain a stable 1:1 peg with the U.S. dollar. As a regulated, reserve-backed asset, USD1 delivers the same price stability as traditional cash—on-chain and in digital form.

Bybit × Doppler Finance Launches Institutional-Grade XRP Fixed-Income Product with 5% APY

It is reported that Bybit Earn has entered a strategic partnership with Doppler Finance to officially launch an institutional-grade XRP fixed-income product, offering users a new yield opportunity. Traditionally, XRP does not support native staking, limiting its yield potential. This collaboration introduces Doppler Finance’s institutional-grade yield strategies, making yield-generating capabilities—previously available only to institutions—accessible to retail users. These strategies are selected and executed by Doppler Finance, a native yield platform focused exclusively on the XRP ecosystem, dedicated to delivering secure, transparent, and compliant yield solutions for non-stakable assets. During the campaign, users participating in the 90-day XRPfi fixed-income product will earn an annualized yield of 5%, comprising a base annualized yield of 2.5% plus an additional 2.5% annualized reward drawn from a 30,000 XRP incentive pool. Campaign Period: April 13, 2026, 10:00 – July 12, 2026, 23:59 (UTC)

Gate Simple Earn × Earn Phase 2 Campaign Launches, USDT Wealth Management Up to 11% Blended APY

according to an official announcement, the second phase of the limited-time Gate Simple Earn × Earn campaign is now live. From September 28, 07:00 to October 28, 07:00 (UTC+8), users who meet the specified net deposit requirements and activate Simple Earn can receive up to an additional 2% bonus APY on top of the base yield; those with cumulative net deposits reaching 50,000 USDT can enjoy a blended APY of 5% on up to 50,000 USDT of eligible holdings.Meanwhile, from September 28, 16:00 to October 28, 16:00 (UTC+8), VIP 3–VIP 14 users who make cumulative net deposits of 100,000 USDT and subscribe to the Earn USDT 7-day fixed-term product can receive an additional 7.3% bonus APY on top of the 3.7% base APY, enjoying a blended APY of 11% on up to 100,000 USDT of subscribed principal. This campaign enriches Gate's stablecoin wealth management offerings, providing users with different capital sizes and trading needs more flexible yield options.

TRON DeFi Summer Drives Explosive Growth: USDD TVL on JustLend DAO Surpasses $400 Million

Decentralized stablecoin USDD announced that within 48 hours of the launch of the TRON DeFi Summer event, it has attracted over $100 million in net capital inflows, driving the TVL of USDD on JustLend DAO to surpass the $400 million mark, with current growth momentum remaining strong. According to previous reports, TRON DeFi Summer officially launched on July 6. USDD, together with JustLend DAO and Binance Wallet, launched the Summer Earn Plan, offering participating users a total reward of $900,000. The event runs from now until August 5 at 07:59 (Singapore Time). Specifically, users who subscribe to USDD via JustLend DAO can not only enjoy the base APY but also participate in sharing a prize pool of 600,000 USDD.

Bybit Launches Exclusive Wealth Management Benefits for VIP New Users, Stake USDT to Earn 8% APY

This event is open to Chinese-speaking users in specific regions who registered and completed identity verification after 10:00 (UTC) on July 9, 2026. Users must deposit at least $100,000 equivalent within 30 days after registration to be eligible to subscribe.

Data: Robinhood Earn Vault TVL Reaches $16 Million, APY at 7.1%

Tom Wan, Head of Data at Entropy Advisors and former analyst at 21.co, stated on platform X that the Robinhood Earn vault, managed by Steakhouse Financial on Morpho, has currently reached a TVL of $16 million with an APY of 7.1%. Of this, 1.7% comes from protocol revenue, and 5.4% comes from incentive subsidies.Tom Wan noted that Robinhood allocates an annual incentive budget of $115 million in USDG to this vault. Based on the current incentive rate of approximately 5%, this could theoretically support a deposit scale of around $2 billion, corresponding to a TVL potential of between $1.5 billion and $2.5 billion.

Analyst: Aftermath of rsETH Security Incident Continues; Demand for ETH Leveraged Loops Notably Cools

: On-chain analyst Tom Wan stated on platform X that the current ETH utilization rate has dropped below 90%, and the lending APY has fallen to 1.9%. Since the rsETH LayerZero cross-chain bridge was attacked, the deposits of wstETH and weETH have decreased by approximately $1.2 billion and $1.76 billion, respectively. As the strategy of leveraged looping wstETH/weETH against ETH becomes profitable again, market attention is turning to whether demand for ETH leveraged loops will return, or if capital will continue to wait on the sidelines or flow into protocols like Spark and Morpho.

Aave Sees $15.1 Billion Outflow in Three and a Half Days, Total Deposits Drop to $30.7 Billion

According to on-chain analyst Yujin (@EmberCN), since the rsETH incident, funds have continuously flowed out of the Aave platform—approximately $15.1 billion in total over 3.5 days. Total deposits dropped from $48.5 billion pre-incident to $30.7 billion, representing a withdrawal of roughly one-third of funds; stablecoin outflows amounted to $4.5 billion. However, due to this capital outflow, the platform’s stablecoin deposit APY temporarily remained elevated at 13.4%. During the same period, Morpho saw outflows of approximately $1.5 billion, with total deposits declining from $11.7 billion to $10.2 billion. In contrast, Spark experienced逆势 fund inflows: its TVL rose from $1.9 billion to $3.2 billion—an increase of about $1.3 billion—partly driven by reallocation from whales such as Justin Sun and institutions withdrawing from Aave.

R25 Studio Opens Public Beta: Fund Setup Compressed from Months to 10 Minutes, Onchain Asset Management Enters the Programmable Era

R25 today announced the official public beta launch of R25 Studio, the core product of its 2.0 architecture.R25 Studio is dedicated to realizing the vision that "anyone can become an asset manager," fully opening up institutional-grade fund setup, operations, and distribution capabilities. By abstracting cumbersome legal documents, back-end systems, and compliance processes into configurable smart contracts, R25 Studio has successfully compressed the fund setup timeline from months to just 10 minutes.The platform is built around four pillars — Build, Manage, Earn, and Distribute — covering Vault creation, subscription and redemption, investment management, fee earning, and distribution. Asset managers no longer need to build complex fund structures from scratch; they can autonomously configure investment parameters, management fees, and performance fee rates onchain, generate dedicated Vault Tokens/Shares, and list their Vaults on channels such as Dapp and Topnod. The platform also provides performance data including NAV, APY, cumulative returns, and maximum drawdown, helping asset managers monitor strategy performance in real time.Previously during the 1.0 phase, Axil launched a private credit Vault on R25 and successfully surpassed $130 million in TVL, validating the reliability of this infrastructure.The application channel for the first batch of managers is now open. (Please click the original link)

Gate Simple Earn × Earn Phase 2 Campaign Launches, USDT Wealth Management Up to 11% Blended APY

according to an official announcement, the second phase of the limited-time Gate Simple Earn × Earn campaign is now live. From September 28, 07:00 to October 28, 07:00 (UTC+8), users who meet the specified net deposit requirements and activate Simple Earn can receive up to an additional 2% bonus APY on top of the base yield; those with cumulative net deposits reaching 50,000 USDT can enjoy a blended APY of 5% on up to 50,000 USDT of eligible holdings.Meanwhile, from September 28, 16:00 to October 28, 16:00 (UTC+8), VIP 3–VIP 14 users who make cumulative net deposits of 100,000 USDT and subscribe to the Earn USDT 7-day fixed-term product can receive an additional 7.3% bonus APY on top of the 3.7% base APY, enjoying a blended APY of 11% on up to 100,000 USDT of subscribed principal. This campaign enriches Gate's stablecoin wealth management offerings, providing users with different capital sizes and trading needs more flexible yield options.

Huobi Earn Launches ETH SVIP Flexible Deposit with Up to 3% APY

According to the official announcement from HTX, HTX Earn has officially launched the ETH SVIP Flexible product. Users at Prime Level 5 and above are eligible to subscribe, with higher Prime levels unlocking greater APY rates and quotas, reaching a maximum APY of 3%. The HTX Earn SVIP Flexible product is a high-yield flexible savings solution tailored exclusively for high-tier clients at Prime Level 5 and above, offering advantages such as exclusive customization, high yields, and high flexibility. In addition to ETH, the SVIP Flexible lineup also supports USDT and BTC flexible products, with the USDT SVIP Flexible reaching a maximum APY of 9%, and the BTC SVIP Flexible reaching a maximum APY of 1%. Users can log into the HTX App, navigate to the "Earn" section on the homepage, enter the aforementioned cryptocurrencies in the search bar, and select "VIP Flexible" to participate.

Apyx restarts aptUSD incentive campaign, holders can earn 3.5% APY and 24x Pips

Odaily reports: Apyx announced on X platform that a new round of aptUSD incentive campaign has begun, lasting for 4 weeks. Holding aptUSD can earn 3.5% APY backed by U.S. Treasuries and cash equivalents, and enjoy 24x Pips before October 12. In addition, aptUSD yields will automatically accumulate, with zero-fee exits supported, and its liquidity can continue to be used in DeFi.

KuCoin launches KCUSD yield product with dynamic APY up to 6%

Odaily News: Crypto exchange KuCoin launched its yield product KCUSD on September 7, available to eligible retail, high-net-worth, and institutional users. Users can subscribe using USDT, USDC, or USDG, with a minimum investment of $1 equivalent in assets. No subscription fees are charged, and redemptions are supported in the same asset.KCUSD adopts a hold-to-earn model, offering a base dynamic annualized yield of up to 4%. During the initial launch period, users who deploy qualifying new funds can earn an annualized yield of up to 6%.KuCoin stated that it plans to integrate KCUSD as margin collateral in the future, connecting liquidity, yield, and trading functionality. (Bitcoin.com News)

Pendle PT-USDG Added as Collateral Asset on Aave V3, OKX Wallet Launches Limited-Time Incentives in Tandem

Odaily News According to official sources, Aave governance proposal AIP-514 has been officially approved, and Pendle PT-USDG is now a supported collateral asset for Aave V3 on X Layer, further bridging Pendle's fixed-income market with the Aave lending protocol.It has been reported that OKX Wallet has simultaneously launched a limited-time incentive campaign for PT-USDG. Users can participate through the DeFi section in a one-stop manner, earning up to 6.8% APY. With PT-USDG integrated into Aave, it will further enrich stablecoin yield and lending scenarios on X Layer.

Related news

R25 Studio Opens Public Beta: Fund Setup Compressed from Months to 10 Minutes, Onchain Asset Management Enters the Programmable Era

R25 today announced the official public beta launch of R25 Studio, the core product of its 2.0 architecture.R25 Studio is dedicated to realizing the vision that "anyone can become an asset manager," fully opening up institutional-grade fund setup, operations, and distribution capabilities. By abstracting cumbersome legal documents, back-end systems, and compliance processes into configurable smart contracts, R25 Studio has successfully compressed the fund setup timeline from months to just 10 minutes.The platform is built around four pillars — Build, Manage, Earn, and Distribute — covering Vault creation, subscription and redemption, investment management, fee earning, and distribution. Asset managers no longer need to build complex fund structures from scratch; they can autonomously configure investment parameters, management fees, and performance fee rates onchain, generate dedicated Vault Tokens/Shares, and list their Vaults on channels such as Dapp and Topnod. The platform also provides performance data including NAV, APY, cumulative returns, and maximum drawdown, helping asset managers monitor strategy performance in real time.Previously during the 1.0 phase, Axil launched a private credit Vault on R25 and successfully surpassed $130 million in TVL, validating the reliability of this infrastructure.The application channel for the first batch of managers is now open. (Please click the original link)

Gate Simple Earn × Earn Phase 2 Campaign Launches, USDT Wealth Management Up to 11% Blended APY

according to an official announcement, the second phase of the limited-time Gate Simple Earn × Earn campaign is now live. From September 28, 07:00 to October 28, 07:00 (UTC+8), users who meet the specified net deposit requirements and activate Simple Earn can receive up to an additional 2% bonus APY on top of the base yield; those with cumulative net deposits reaching 50,000 USDT can enjoy a blended APY of 5% on up to 50,000 USDT of eligible holdings.Meanwhile, from September 28, 16:00 to October 28, 16:00 (UTC+8), VIP 3–VIP 14 users who make cumulative net deposits of 100,000 USDT and subscribe to the Earn USDT 7-day fixed-term product can receive an additional 7.3% bonus APY on top of the 3.7% base APY, enjoying a blended APY of 11% on up to 100,000 USDT of subscribed principal. This campaign enriches Gate's stablecoin wealth management offerings, providing users with different capital sizes and trading needs more flexible yield options.

Huobi Earn Launches ETH SVIP Flexible Deposit with Up to 3% APY

According to the official announcement from HTX, HTX Earn has officially launched the ETH SVIP Flexible product. Users at Prime Level 5 and above are eligible to subscribe, with higher Prime levels unlocking greater APY rates and quotas, reaching a maximum APY of 3%. The HTX Earn SVIP Flexible product is a high-yield flexible savings solution tailored exclusively for high-tier clients at Prime Level 5 and above, offering advantages such as exclusive customization, high yields, and high flexibility. In addition to ETH, the SVIP Flexible lineup also supports USDT and BTC flexible products, with the USDT SVIP Flexible reaching a maximum APY of 9%, and the BTC SVIP Flexible reaching a maximum APY of 1%. Users can log into the HTX App, navigate to the "Earn" section on the homepage, enter the aforementioned cryptocurrencies in the search bar, and select "VIP Flexible" to participate.

Apyx restarts aptUSD incentive campaign, holders can earn 3.5% APY and 24x Pips

Odaily reports: Apyx announced on X platform that a new round of aptUSD incentive campaign has begun, lasting for 4 weeks. Holding aptUSD can earn 3.5% APY backed by U.S. Treasuries and cash equivalents, and enjoy 24x Pips before October 12. In addition, aptUSD yields will automatically accumulate, with zero-fee exits supported, and its liquidity can continue to be used in DeFi.

KuCoin launches KCUSD yield product with dynamic APY up to 6%

Odaily News: Crypto exchange KuCoin launched its yield product KCUSD on September 7, available to eligible retail, high-net-worth, and institutional users. Users can subscribe using USDT, USDC, or USDG, with a minimum investment of $1 equivalent in assets. No subscription fees are charged, and redemptions are supported in the same asset.KCUSD adopts a hold-to-earn model, offering a base dynamic annualized yield of up to 4%. During the initial launch period, users who deploy qualifying new funds can earn an annualized yield of up to 6%.KuCoin stated that it plans to integrate KCUSD as margin collateral in the future, connecting liquidity, yield, and trading functionality. (Bitcoin.com News)

Pendle PT-USDG Added as Collateral Asset on Aave V3, OKX Wallet Launches Limited-Time Incentives in Tandem

Odaily News According to official sources, Aave governance proposal AIP-514 has been officially approved, and Pendle PT-USDG is now a supported collateral asset for Aave V3 on X Layer, further bridging Pendle's fixed-income market with the Aave lending protocol.It has been reported that OKX Wallet has simultaneously launched a limited-time incentive campaign for PT-USDG. Users can participate through the DeFi section in a one-stop manner, earning up to 6.8% APY. With PT-USDG integrated into Aave, it will further enrich stablecoin yield and lending scenarios on X Layer.